Joseph A. Heim CFE, CPA

Joseph A. Heim

CFE, CPA

Partner

Dopkins ABL Consulting Services

At a glance

Mr. Heim is a Partner with the accounting firm Dopkins & Company, LLP where he has held numerous positions of leadership, including serving on the Firm’s Executive Committee and the Firm’s Leadership Group.  Mr. Heim joined Dopkins in 1990, was admitted to partnership in 2006 and is responsible for Dopkins ABL Consulting Services: coordinating and supervising all aspects of field examination services throughout North America as well as administering and developing their team of ABL due diligence professionals.

Dopkins ABL Consulting Services helps commercial finance companies, banks, factors and other financial institutions improve the profitability of their loan portfolio through effective risk evaluation, collateral monitoring, and reliable and accurate field examinations.  Strategically located throughout North America with full-time, experienced field examiners, the firm specializes in performing pre-loan surveys, recurring collateral field examinations and other due-diligence procedures to the ABL industry.

Mr. Heim is a Certified Fraud Examiner and a licensed Certified Public Accountant in New York.  He has over 25 years of experience investigating matters involving white-collar crime, fraud and corruption.  He provides forensic accounting, litigation support and expert witness services to businesses, attorneys and commercial finance lenders.  He excels at detecting embezzlement and other financial irregularities. Regarding forensic accounting, he has a great deal of experience with troubled businesses, bankruptcy, operational reviews, debt restructuring, contract disputes, business valuations, and mergers and acquisitions.

He is well recognized within the ABL profession, most recently co-leading the revision of the course curriculum of the CFA’s Field Examiner School.  He frequently conducts seminars and participates on industry panels on asset-based lending field examinations, due diligence, fraud and white-collar crime. He has written the firm’s asset-based lending field examination policies and procedures.  He is a frequent contributor to the Secured Lender and the ABFJournal.

Education

  • B.S. in Accounting, cum laude, Canisius College

Designations

  • Certified Fraud Examiner (CFE)
  • Certified Public Accountant (CPA)

Industries/Clients Served

  • Asset-Based Lending
  • Advertising
  • Auto Dealerships
  • Commercial Finance Organizations
  • Common Interest Realty Associations
  • Construction Contractors
  • Extractive Industries — Mining
  • Manufacturing
  • Pension Plans
  • Publishing
  • Not-For-Profit Organizations
  • Retail
  • Wholesale Distributors

Principal areas of expertise

  • Asset-Based Lending
  • Capital Raising
  • Due Diligence
  • Field Examinations
  • Forensic Accounting
  • Fraud Investigations
  • Litigation Support
  • Transaction Advisory Services

Professional affiliations

  • Association of Certified Fraud Examiners (ACFE)
  • Commercial Finance Association – Education Foundation Governing Board
  • Turnaround Management Association (TMA) – past positions held:
    • Board of Trustees – Trustee
    • Chairman – Chapter Presidents Council
  • Upstate New York Chapter of TMA – positions currently held:
    • Board of Directors – Treasurer
    • Past positions include: President, President-Elect, Director, Vice-President – Program Chair, and Vice President – Membership Chair.
  • New York State Society of Certified Public Accountants (NYSSCPA) — Buffalo Chapter positions held: Director and Public Relations Chair.
  • American Institute of Certified Public Accountants

Speaking Engagements

  • “Detect any Fraud Lately?” – NYSSCPA Young CPA’s Forum – July 2001
  • “The Capital Market:  Securing Credit in a Tight Market” – December 11, 2002
  • “Corporate Fraud and Non-Compliance” – ABS, ABL, Leasing, & Corporate Debt/Equity Markets Conference – November 18-19, 2003
  • “Fraud Workouts:  Recovering Losses From Internal And External Fraud” – Upstate New York Chapter – Turnaround Management Association – February 19, 2004
  • “Complying with Sarbanes-Oxley’s Section 404” – May 19, 2004
  • “An Anatomy of a Fraud:  How Professionals Deal With Fraud” – Turnaround Management Association’s Spring Conference – March 22 –25, 2006
  • “What You Don’t Know Can Kill You: Doing Due Diligence Right” – Commercial Finance Association’s 63rd Annual Convention – November 7 – 9, 2007
  • “Effective Turnarounds:  A View From Accountants” – Upstate New York Chapter – Turnaround Management Association – March 20, 2008
  • “Due Diligence on the Front-end instead of the Back-end” – Commercial Finance Association’s 65th Annual Convention –November 4 – 6, 2009
  • July 28, 2010 – Panel Discussion (Moderator) – Is There an End to the Credit Crunch?
  • November 2010 – Panel Discussion with Lawley Insurance (Speaker)  – Protecting Your Business from Employee Fraud
  • February 3, 2011 – Panel Discussion with JP Morgan Chase (Speaker)  – Protecting Your Business from Employee Fraud

Community Service

  • President, Clarence Hockey Club
  • Treasurer, Lancaster Opera House
  • Treasurer, O’Sullivan Irish Dance Academy

Representative Clients

Mr. Heim frequently advises the leadership of asset-based lenders on the effective and efficient methods of due diligence field examinations.   Recently, the managing director of a newly formed asset-based lending group of a national bank indicated that he received the mandate to move forward with an ABL platform.   His bank required a “procedure manual” be put into place documenting the field examination process.    Mr. Heim designed the scope of their ABL field examination procedures, workpapers and a report template that would highlight the deterioration and/or abuse of loan collateral and provide appropriate recommendations for the lender.  Dopkins ABL Consulting Services has standardized the methodology of the field examination and was able to provide the lender their required “procedure manual.”

Mr. Heim has assisted business owners in identifying their working capital needs and creating effective solutions to maximize their lending relationships.  Most recently, Mr. Heim analyzed the collateral base of a wholesale distributor and was able to identify additional eligible collateral and make recommendations for the applicable advance rates.  Mr. Heim facilitated meetings with the business owners and their commercial lender to present his findings.  As a result, the lender agreed with the findings and was able to provide the business with additional funding for growth.

News & Events

Blog Posts