Meet the ABL Leadership Team

Joseph A. Heim, CPA   Douglas A. Bull, CPA  Michelle M. Krajewski   Colin K. Knapp, CPA

Joseph A. Heim CPA, Partner jheim@dopkins.com

Joe is the founding partner of Dopkins ABL Consulting Services: coordinating and supervising all aspects of field examination services throughout North America as well as administering and developing their team of ABL due diligence professionals.

Dopkins ABL Consulting Services helps commercial finance companies, banks, factors and other financial institutions improve the profitability of their loan portfolio through effective risk evaluation, collateral monitoring, and reliable and accurate field examinations.  Strategically located throughout North America with full-time, experienced field examiners, the firm specializes in performing pre-loan surveys, recurring collateral field examinations and other due-diligence procedures to the ABL industry.

Joe has over 18 years experience investigating matters involving white-collar crime, fraud and corruption.  He provides litigation support and expert witness services to attorneys and lenders in the area of commercial finance.

He is well recognized within the ABL profession, most recently co-leading the revision of the course curriculum of the CFA’s Field Examiner School.  He frequently conducts seminars and participates on industry panels on asset-based lending field examinations, due diligence, fraud and white-collar crime. He has written the firm’s asset-based lending field examination policies and procedures.  He is a frequent contributor to the Secured Lender and the ABFJournal. 

Joe is a member of the CFA Education Foundation Governing Board and is a member of the Turnaround Management Association.  He currently serves as Vice-President-Program Chair and Membership Co-Chair for the Upstate New York Chapter of the TMA.  He is an associate member of the Association of Certified Fraud Examiners and member of the American Institute of Certified Public Accountants and the New York State Society of Certified Public Accountants. 

Joe launched Dopkins ABL Consulting in 1990.  Prior, he supervised many of Dopkins & Company, LLP’s audit clients.  He has experience managing, reviewing and conducting audit and review fieldwork, documenting accounting systems, performing test work to discover discrepancies/weaknesses and the preparation of financial statements, and corporate/partnership tax returns in all the various accounting environments.  He has extensive experience in the following industries:  advertising, auto dealerships, common interest realty associations, construction contractors, extractive industries — mining, manufacturing, pension plans, publishing, not-for-profit organizations, retail, and wholesale distributors.

Joe graduated Cum Laude from Canisius College with a B.S. in Accounting. He is a licensed Certified Public Accountant in New York.

Douglas A. Bull, CPA Senior Manager dbull@dopkins.com

Doug coordinates and supervises all aspects of the field examinations and is responsible for compliance with due dates.  He reviews the working papers prepared by examiners and the completed reports as well as resolves problems during examinations and insures appropriate level of communication between the commercial finance organization and field examiners.  He manages and evaluates the performance and provides continuing education for all department professionals.

Doug is well recognized within the ABL profession, most recently co-leading the revision of the course curriculum and instructor of the Commercial Finance Association’s Field Examiner School.    Doug is an instructor for Asset Based Finance Association’s (ABFA) European Field Audit and Fraud course The ABFA, formerly known as the FDA, is a UK based trade association representing the ABL industry in Europe.  For his involvement, Doug was awarded “The Best Newcomer Lecturer” by the ABFA in 2006.

Prior to joining Dopkins ABL Consulting in 2000, Doug gained 16 years of accounting experience from public accounting and the private sector with a 10-year concentration in asset-based field examinations, most recently as Vice President, Collateral Examination Manager at HSBC Bank.  At HSBC Bank, Doug supervised an internal staff of 10 and coordinated the outsourcing of field examinations to multiple outsource firms.

Doug is active in the Commercial Finance Association and the Turnaround Management Association.  A member of the American Institute of Certified Public Accountants and the NYS Society of CPAs, he received an MBA in Finance from the State University of New York at Buffalo and a BBA in Accounting from Siena College.

Michelle M. Krajewski, Manager  mkrajewski@dopkins.com

Michelle is a strong technically oriented person and an efficient problem solver.  As Michelle takes her responsibilities very serious, she has earned the respect of several national lenders.  Michelle has lead several multi division examinations, preloans and recurring exams.  Michelle is very detail oriented and time sensitive with an excellent ability to articulate herself both verbally and written.

She coordinates the scheduling of field examinations with national lenders, and reviews working papers and completed reports prepared by examiners. Michelle is knowledgeable in industries such as service, distribution, retailers, manufacturers and wholesalers.

Michelle graduated Cum Laude from Niagara University securing a BBA in Accounting.  Michelle joined Dopkins ABL Consulting in 2001.  Prior to joining Dopkins, she obtained five years of public accounting experience. 

Colin K. Knapp, CPA, Manager  cknapp@dopkins.com

Colin brings over fifteen years of experience divided between public accounting and field auditing experience in asset-based field examinations.  Colin is excellent at completing large complex examinations that tend to be multi-divisional.  He coordinates the scheduling of field examinations with national lenders, and reviews working papers and completed reports prepared by examiners.

Colin works at a quicker-than-average pace and is extremely attentive to detail.  He is a specialist in the industry, ensuring that examinations are completed properly, while working within the commercial lenders formal organizational structure.

Colin received a B.S. in Accounting and an MBA from Clarkson University. 

Achieving Results: People to People